Infrastructure for global clearing and treasury

Direct clearing, settlement, and liquidity management across the world’s major corridors and local growth markets.

30+ markets. One integration.

United States of America flag
USD
European Union flag
EUR
United Kingdom of Great Britain flag
GBP
United Arab Emirates flag
AED
Bahrain flag
BHD
Saudi Arabia flag
SAR
Qatar flag
QAR
FTS logo
FTS
IPP logo
IPP
Fedwire logo
Fedwire
ACH icon
ACH
Faster Payements logo
Faster payments
SEPA logo
SEPA
SEPA logo
SEPA Instant
Swift logo
Swift

Run your global financial operations from one platform

Multi-currency clearing

Clear in major and growth markets without local setup

Unlock direct connectivity to global and domestic payment rails without local entities. Leverage your existing regulatory coverage to clear across North America, Europe, the Middle East, and Asia.

Payment details showing sender ACME Inc with $5,000, recipient Gama Ltd with 18,362.50 dirhams, and instant settlement via UAE IPP.
Accounts Infrastructure

Programmatic issuance of segregated client accounts

Provision operational, client, or escrow accounts in real-time. Issue virtual IBANs in your customer’s name via API. These accounts are fully addressable and ready to clear in both major and local currencies.

Virtual accounts interface showing multiple financial institutions with flags of USA, Qatar, and UAE and account counts.
Cash management

Manage liquidity with wholesale treasury services

Access wholesale FX rates, automated liquidity sweeps, and yield on idle funds. Manage global capital from a single interface with real-time visibility across all currencies.

User interface showing a conditional rule: if balance is more than 200,000.00 USD, then sweep to account ID.

“Lorum helped Sentvia enter new markets and take share very quickly. The partnership is built on trust and reliable payment capabilities, so we can focus on growth and know the back end works.”

Testimonial
Man wearing a gray blazer and white shirt standing with hands in pockets against a stone wall near a window.
Jonny Cumberlidge
Founder

One platform to run global treasury operations

Smiling woman with striped knit vest and white shirt sitting at a laptop, hands clasped.
Segregated, regulated client accounts
Safeguarded funds in every supported jurisdiction with full oversight.
Predictable real-time settlement
Local and cross-border rails with traceability and SLAs.
Single ledger, automated reconciliation
Audit-ready at scale across currencies and entities.
Institutional FX & liquidity
Wholesale pricing, sweeps, and instant deployment from one platform.
Balance management across markets
Reduce trapped cash, improve working capital efficiency.

Enter new markets with 
speed and certainty

Speak with our team to power local settlement and virtual accounts in your next market.
Horizontal beige ridged texture fading to white towards the top.

Unified Clearing.
One API.

Build once. Settle across virtual accounts, local rails and currencies with a single integration surface.

Code snippet showing a curl POST request to an API with JSON data specifying transfer from one account to another for 1200 USD, next to a payment confirmation panel displaying amount 1200.00 USD, sender ACME Inc, and reference INV-1253.

Full visibility. 

Effortless control.

Monitor balances, move funds, and automate multi-currency positions - your treasury operations, simplified through one API layer.

Developer-first, 

Enterprise-ready.

Secure, Sandbox enabled, structured error handling and ready for scale - so your engineers deploy rapidly, your operations team stay in control.

APIs for the world's
most complex payment rails

A single integration that normalises regional clearing systems, so your engineers can ship faster and reconcile smarter across markets.